0.99% APR financing, $7,500 federal credit (Rivian eligible!), Costco discounts, employer deals, lease bonuses, and state incentives. Every real way to save money on a new Rivian in 2026, updated monthly.
Exact savings depend on vehicle configuration, location, and eligibility. Not all offers can be stacked.
The easiest instant savings — free store credit and 3 months of free charging, just for using a code at checkout.
Rivian's referral program (called "Rivian Rewards") gives new buyers free store credit plus 3 months of free Rivian Adventure Network (RAN) charging. Referrers earn a flat 250 points per referral plus free RAN charging (up to 36 months lifetime). The amount new buyers receive depends on vehicle configuration:
Copy referral code JOSEPH12262612 using any button on this page.
Go to rivian.com and build your R1T, R1S, or R2. Paste the code in the "Referral Code" field at checkout.
Credits arrive within 2 weeks of delivery. Spend them on anything in the Rivian Gear Shop, R1 Shop, or professionally-installed accessories.
Limited-time deals directly from Rivian. These change frequently — bookmark this page and check back.
Rivian's best financing rate yet — 0.99% APR on select trims (Dual w/ Performance Upgrade, Tri Max, Quad Max) for very well-qualified buyers. 1.99% APR available on Dual Standard and Dual configurations. Could save $5,000–$7,000 in interest vs. market rates (~6%).
Stacks with referral code$3,000 lease bonus applied toward amount due at signing on 2026 R1S/R1T Dual vehicles with Large or Max battery + Performance Upgrade (24 or 36-month leases). Note: the $7,500 federal credit is no longer available on leases (45W expired).
Stacks with referral codeThe Stealth Package bundles popular options at a discount compared to adding them individually. Available on both R1T and R1S.
Stacks with referral codeUpgrade and accessory bundle priced below individual components. Ideal for buyers who want the full adventure-ready experience out of the gate.
Stacks with referral codeCheck Rivian's official offers page for the latest. This section is verified monthly.
The next-generation Rivian is here. More affordable, same referral benefits.
The Rivian R2 brings electric adventure to a wider audience with pricing starting under $50,000. All three variants are now available for preorder with a fully refundable $100 deposit, and the same referral code JOSEPH12262612 works for R2 orders.
The referral code JOSEPH12262612 works identically for R2 orders. Based on Rivian's current point structure, R2 buyers should expect to earn referral points similar to the R1 Dual configurations (likely 100-250 points), plus the standard 3 months of free Adventure Network charging.
All three R2 variants fall well under the $80,000 MSRP cap for the OBBBA federal tax credit extension. If you qualify for the $7,500 credit and purchase before it expires January 1, 2027, the effective starting price could be as low as $40,990 for the R2 Standard.
The R2 represents Rivian's strategy to bring electric adventure to mainstream pricing. While it shares DNA with the larger R1 platform, it's designed as a more accessible entry point to the Rivian ecosystem. The Performance variant delivers immediately in Spring 2026, while budget-conscious buyers can wait for the Standard variant in 2027.
Key difference from R1 incentives: Since R2 is a new platform launch, expect fewer promotional incentives compared to the mature R1 lineup. The referral program and federal tax credit remain your primary savings opportunities for R2 purchases.
One of the biggest third-party discounts available on a Rivian.
Rivian joined the Costco Auto Program in February 2026, making it one of the few direct-to-consumer EV brands available through the program. Depending on your vehicle configuration, savings range from $1,000 to roughly $5,000 off MSRP.
Reports suggest the Costco discount can be combined with other Rivian offers, but you should verify at time of purchase. The referral code is a separate program and should stack without issue.
Several major employers have negotiated exclusive Rivian discounts for their employees.
| Employer | Discount | Details |
|---|---|---|
| JPMorgan Chase | $1,500 off | Valid Oct 1, 2025 through Dec 31, 2026. Employment verification required. |
| Amazon | $1,500 off | Time-limited offer with order and delivery deadlines. Check current availability. |
| $1,500 off | Same time-limited window. Contact your HR benefits portal for details. | |
| Nvidia | $1,500 off | Same time-limited window. Verify through your employer portal. |
| Rivian Employees | $2,500 - $7,250 | Via PerkSpot. Friends & Family discount also available. |
Even if your employer is not listed above, it is worth checking your company's benefits portal or PerkSpot account. Rivian periodically adds new employer partnerships.
The discount you get just for trying before you buy.
If you test drive a Rivian and place your order the same day, you can receive $1,000 off your purchase. This offer has been confirmed by multiple buyers as of March 2026.
Big changes — and some surprisingly good news for Rivian buyers specifically.
The IRA's federal EV credits (Section 30D new, 25E used, 45W commercial/lease) expired September 30, 2025. However, the "One Big Beautiful Bill Act" (OBBBA), signed July 2025, includes a limited $7,500 credit extension for manufacturers who sold fewer than 200,000 EVs in the US by end of 2025.
The OBBBA also introduced a major new benefit: you can deduct up to $10,000 per year in interest on loans for new American-made vehicles. Key requirements:
If you use your Rivian more than 50% for business, both the R1T (8,532 lbs GVWR) and R1S (7,650+ lbs GVWR) qualify as heavy vehicles for the Section 179 deduction.
You can claim 30% of home charger installation costs, up to $1,000 for residential installations. This credit is available through June 30, 2026 — act quickly if you are considering a home charger.
Depending on where you live, state programs can add thousands more in savings.
| State | Program | Amount | Notes |
|---|---|---|---|
| California | DCAP / Clean Cars 4 All | Up to $14,000 | Income-eligible programs. CVRP closed; new $200M program proposed by Newsom requiring automaker match. |
| Colorado | State Tax Credit + VXC | $3,250 - $9,250 | ⚠️ Credit dropped from $6,000 to $3,250 in 2026. Vehicle Exchange CO: up to $6,000 additional for trade-in of gas vehicles. |
| Massachusetts | MOR-EV / MOR-EV Trucks | $3,500 - $7,500 | MOR-EV Trucks: $7,500 for Class 2b light-duty trucks (R1T may qualify) |
| Illinois | EV Rebate | Up to $4,000 | Available for new and used EVs |
| Oregon | Clean Vehicle + Charge Ahead | Up to $7,500 | $50K MSRP cap may exclude most R1 models |
| Connecticut | CHEAPR Program | $1,000 - $4,500 | Up to $4,500 for income-eligible. Utility charging incentives now income-restricted. |
| New Jersey | Charge Up NJ | $1,500 - $4,000 | Income-qualified buyers may receive up to $4,000 |
| Pennsylvania | EV Rebate | Up to $3,000 | Income-eligible; available through June 30, 2026 |
| New York | Drive Clean Rebate | $500 - $2,000 | Based on vehicle range and MSRP |
| Washington, D.C. | EV Tax Credit | Up to $19,000 | 50% tax credit for conversions through end of 2026; $1,000 for charging stations |
| Texas | LDPLIP Grant | Up to $2,500 | Grant for new EV purchase or lease |
| Washington | Sales Tax Exemption | Up to $2,500 | Exemption on first $15,000 of vehicle price for new EVs |
This is not an exhaustive list. Many utility companies also offer $250 - $1,000 rebates for Level 2 home charger installation. Check your state energy office or the DOE's Alternative Fuels Data Center for the latest incentives in your area.
A popular strategy in the Rivian community that can yield significant savings — but the numbers depend heavily on current incentives.
This strategy gained traction when buyers combined lease-only incentives with the now-defunct $7,500 federal EV tax credit (which applied to leases as a manufacturer rebate). With the IRA lease credit (45W) expired and not replaced by OBBBA, the math has changed. That said, Rivian's $3,000 lease bonus can still make this approach worthwhile for the right buyer.
This strategy requires more paperwork and planning, but the potential savings are the largest of any method on this page. Discuss with your Rivian Guide and a financial advisor before committing.
Timing your purchase right can mean the difference between a good deal and a great one.
Rivian pushes hardest to meet delivery targets at the end of each quarter: March 31, June 30, September 30, and December 31. This is when you are most likely to see aggressive promotions, inventory bonuses, and financing deals.
Historically, Q4 offers the strongest incentives as Rivian works to hit annual delivery projections. A Rivian salesperson has confirmed that Q3 and Q4 are typically the best buying windows.
Rivian sells previously used test drive vehicles, service loaners, and display units at demovehicles.rivian.com. These come with low mileage, full factory warranty, and are already discounted. Service centers may also have new inventory vehicles with $2,500+ markdowns if they have been sitting on the lot.
The Rivian R2 deliveries are expected to begin in late spring 2026, with over 100,000 reservations. Launch pricing starts at $48,490 (Performance Launch Edition at $57,990). As budget-conscious buyers shift to R2, used R1 prices may soften and new R1 incentives could increase further. If you want an R1, this dynamic works in your favor. Rivian is targeting 20,000–25,000 R2 deliveries in 2026.
Toggle the savings you qualify for to see your estimated total.
Estimates only. Actual savings depend on eligibility, vehicle configuration, and current offers. Not all savings can be stacked.
Common questions about saving money on a Rivian purchase.
Rivian does not use traditional coupon or promo codes like an e-commerce store. The primary code-based savings comes from the Rivian referral program, which gives you up to $500 in store credit and 3 months of free Adventure Network charging. Use referral code JOSEPH12262612 during checkout. Beyond referral codes, Rivian offers periodic promotions, lease bonuses, and financing deals directly through their website.
The referral code JOSEPH12262612 provides up to $500 in free Rivian store credit depending on your vehicle configuration: $500 for Tri or Quad-Motor, $250 for Dual-Motor with Large or Max battery, and $100 for Dual-Motor Standard. It also includes 3 months of free Adventure Network charging. This code is always available and stacks with Rivian's promotional offers.
No. Rivian uses a direct-to-consumer sales model with fixed pricing. There are no dealers to negotiate with. However, you can save significantly through referral codes, promotional offers, the Costco Auto Program, employer discounts, tax deductions, state incentives, and strategic timing of your purchase.
Yes. As of February 2026, Rivian is part of the Costco Auto Program. Depending on your vehicle configuration and membership level, you can save between $1,000 and $5,000 off MSRP. An active Costco membership is required, and Executive membership holders have reported higher discounts.
Many Rivian savings methods can be stacked, but not all. The referral code is a separate program and generally stacks with everything. Costco discounts and employer discounts may also stack with promotions, but Rivian's terms state offers "may not be combined with other public offers unless permitted." Always verify stackability with your Rivian Guide before finalizing your order.
By combining multiple savings methods, some buyers have saved $15,000 to $20,000 or more. A realistic stack might include: referral code ($100-$500), Costco discount ($1,000-$5,000), employer discount ($1,500), test drive bonus ($1,000), and state incentives ($1,000-$7,500). The lease-then-buyout strategy has saved individual buyers an additional $10,000-$15,000 in documented cases.
No. Rivian does not currently have military, veteran, first responder, student, or educator discount programs. The referral program and employer discounts (for qualifying companies) are the closest affiliation-based savings available.
The original IRA credit expired September 30, 2025, but the OBBBA includes a limited $7,500 credit extension for manufacturers who sold fewer than 200,000 EVs by end of 2025. Rivian likely qualifies, making it one of the few brands still eligible. The R1T Dual at $79,990 fits under the $80K MSRP cap, though the R1S Dual at $83,990 may exceed it. Additionally, a new auto loan interest deduction allows up to $10,000 per year in interest deductions, and the Section 179 business deduction can provide $32,000+ for qualifying business use. All federal EV credits are scheduled to end January 1, 2027.
End of quarter (March 31, June 30, September 30, December 31) is when Rivian pushes hardest to meet delivery targets. Right now (April 2026) is an especially good window: 0.99% APR financing, the $7,500 federal credit (Rivian eligible under OBBBA), and the tariff offset dropping after April 30 all make this month particularly attractive.
During the checkout and reservation process on rivian.com, you will see a field labeled "Referral Code." Paste JOSEPH12262612 before completing your order. The code cannot be applied retroactively after purchase, so make sure to enter it during checkout.
The referral code itself (JOSEPH12262612) does not expire. However, the store credits you earn after delivery expire 2 years after being added to your Rivian account. The program terms could change in the future, but the code remains valid for all current and upcoming Rivian models including R1T, R1S, and R2.
Copy the referral code, configure your vehicle, and start stacking savings. Every method on this page works together — do not leave free money on the table.